The BicCamera Suica Credit Card helps you save on electronics and travel across Japan.
You earn Bic Points fast and use Suica without needing cash.
In this guide, you’ll learn how to apply, what benefits you get, and how to save more daily.
Why This Card Matters
Before you apply, knowing why the BicCamera Suica Credit Card stands out is essential.
This card can make a real difference in your daily life and travels.
- Save on Big Purchases: You earn Bic Points whenever you shop at BicCamera, Kojima, and Sofmap.
- Travel Without Hassle: Suica auto-charge keeps your train rides smooth without cash top-ups.
- No Wasted Fees: Spend enough per year, and the annual fee is completely waived.
- One Card for Everything: It works for shopping, commuting, and online payments across Japan.
- Easy Reward Tracking: Manage your Bic Points and Suica balance through one app.
- Extra Travel Perks: Perfect for regular commuters and travelers needing quick payments.
- Boosted Point Campaigns: Regular promos let you double or triple your points during special events.

Top Benefits You Get
Now that you know why the card matters, let’s break down the top benefits you’ll use.
Here’s what you get when you have this card in your wallet.
- Bic Points Every Time You Shop: Earn up to 10% points at BicCamera group stores.
- Suica Auto-Charge: Automatically recharge your Suica balance when it gets low; no manual top-up is needed.
- No Annual Fee if You Meet the Condition: Spend at least ¥10,000 per year, and the ¥524 fee is waived.
- One Card, Two Powers: A credit card and a Suica card combined, saving space in your wallet.
- Mobile Suica Ready: Easily link it to Mobile Suica for faster travel and shopping.
- Convenient Nationwide: Use it at millions of Suica partner locations, convenience stores, and stations.
- Travel Bonus: Avoid cash handling when moving around Japan, making trips smoother.
Can You Apply?
Before you apply, you need to make sure you qualify. Here’s a simple checklist to know if you can get the BicCamera Suica Credit Card.
- Age Requirement: You must be at least 18 years old.
- Residency: You must live in Japan and have a valid address.
- Income: You need to have a stable source of income.
- Credit History: A clean credit history improves your chances.
- Phone Number: A Japanese mobile number is required.
- Identification: You need a valid government-issued ID, like a residence card or driver’s license.
What You Need Before You Start
Before you start your application, make sure you have everything ready. This will save time and avoid delays. Here’s what you’ll need.
- Government-issued ID: Residence card, Japanese driver’s license, or passport with visa.
- Proof of Income: Recent payslip, tax return, or employer certificate (sometimes required).
- Bank Account Information: This is used to set up automatic payments.
- Phone Number: A working Japanese mobile number.
- Email Address: To receive application updates.
- Personal Information: Address, employment details, and postal code.
- Suica Card (Optional): If you want to link an existing Suica to your new credit card.
How to Apply — Quick Guide
Once you have everything ready, the application is easy. Follow these quick steps to complete your application.
- Step 1: Go to the official BicCamera or View Card website.
- Step 2: Choose the BicCamera Suica Card application page.
- Step 3: Fill out your personal information (name, address, phone number, email).
- Step 4: Enter your employment and income details.
- Step 5: Set your preferred payment method (revolving or full payment).
- Step 6: Choose if you want additional services like an ETC card.
- Step 7: Provide Suica card details if linking an existing Suica.
- Step 8: Agree to the terms and conditions.
- Step 9: Complete identity verification by submitting your ID online.
- Step 10: Submit your application and wait for approval by email or mail.

After You Get the Card
Once you receive your BicCamera Suica Credit Card, you should do a few things immediately. Here’s how to set it up and start using it smartly.
- Step 1: Activate your card by following the instructions sent with it.
- Step 2: Register for online account management to track your spending and points.
- Step 3: Set up automatic payments through your registered bank account.
- Step 4: Link the card to Mobile Suica for mobile transit convenience.
- Step 5: Start earning Bic Points using the card at BicCamera and partner stores.
- Step 6: Monitor your Bic Points and Suica balance regularly through the app.
- Step 7: Watch for email promotions to maximize your points and rewards.
- Step 8: Keep track of your annual spending to ensure you qualify for the no-fee benefit.
Fees You Should Know
Knowing the fees upfront helps you avoid surprises later. Here’s a clear list of the main fees for this card.
- Annual Fee: ¥524 (free if you spend ¥10,000 or more per year).
- Interest Rate for Revolving Payments: 14.6% per year.
- Late Payment Fee: Around 20% annual interest is applied on overdue amounts.
- Cash Advance Fee: 18.0% annual interest.
- Suica Auto-Charge Fee: No extra charge for using auto-recharge.
- Card Reissue Fee: ¥1,100 if you lose your card and request a replacement.
How to Save More
You can stretch your savings even further using the BicCamera Suica Credit Card smartly. Here’s how to maximize every yen you spend.
- Always Use the Card at BicCamera, Kojima, and Sofmap: Earn maximum Bic Points with every purchase.
- Charge Your Suica with the Card: Get Bic Points even when you recharge your Suica balance.
- Spend at Least ¥10,000 Per Year: This waives your annual fee automatically.
- Watch for Double or Triple Point Campaigns: BicCamera runs promotions that boost your points.
- Link to Mobile Suica: Enjoy cashless payments and bonus offers through mobile platforms.
- Pay Full Balance Monthly: Avoid interest charges by paying off your card balance every month.
- Use During Travel: Many Suica partner stores in train stations and airports offer bonus points when you pay with Suica.
If You Need Help
If you ever encounter issues or have questions about your BicCamera Suica Credit Card, help is easy to find. Here’s where to contact us.
- Customer Service Phone Number: Call 03-6685-7000 (available in Japan, business hours apply).
- In-Store Assistance: Visit the customer service desk at any BicCamera location.
- Official Website: Check the View Card website for FAQs and contact forms.
- Mailing Address: View Card Co., Ltd., 2-6-1 Marunouchi, Chiyoda-ku, Tokyo 100-0005, Japan.
Final Check
The BicCamera Suica Credit Card is a smart choice if you want to save on shopping and travel in Japan.
It fits daily life perfectly with strong rewards, Suica convenience, and easy management.
Apply today and start making the most out of every purchase and trip.
Disclaimer
Card terms, fees, and benefits may change without prior notice, so constantly review the latest official information before applying.
Approval is subject to the issuer’s evaluation of your eligibility and credit status.